What does Medicare Part B primarily cover for beneficiaries?

Medicare Part B primarily covers physician services, which includes a wide range of outpatient care that beneficiaries receive from healthcare professionals. This coverage encompasses services such as doctor visits, preventive services, diagnostic tests, and some outpatient therapies. The focus of Part B is to ensure that beneficiaries have access to necessary medical care outside of hospital settings.

While hospital services would fall under Medicare Part A and prescription drugs are typically covered under Medicare Part D, Medicare Part B distinctly targets ambulatory care and services delivered by healthcare providers. Additionally, long-term care services are generally not covered by Medicare, indicating that beneficiaries need to look into other options for those specific needs. Understanding that Part B is integral for ensuring access to essential medical services is crucial for anyone involved in Medicare education or support.