If Jerry's Medigap plan does not provide drug benefits, what coverage should he consider adding?

If Jerry's Medigap plan does not provide drug benefits, he should consider adding standalone Part D coverage. Part D is specifically designed to cover prescription drugs, which means it fills the gap left by the absence of drug coverage in his Medigap plan. This coverage is essential for managing medication costs and ensuring that he has access to necessary prescriptions at an affordable price.

Standalone Part D plans are offered by private insurance companies approved by Medicare, and they can complement Jerry's existing Medigap coverage by providing the prescription drug benefits that he currently lacks. This allows him to maintain broad access to healthcare without having to switch to a completely different plan that may not align with his needs.

Part A coverage refers to hospital insurance that helps cover inpatient care and may not address Jerry’s need for drug coverage. Long-term care insurance covers different services related to long-term health issues but does not provide prescription drug coverage either. Meanwhile, a Medicare Advantage plan (also known as Part C) often includes drug coverage, but it would mean switching from his current Medigap plan to a managed care plan, which may not be in Jerry’s best interest depending on his specific healthcare needs and preferences.